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Do I need to make a Spanish mortgage?
We offer to our clients the possibility of obtaining a mortgage, if so required, which we provide free of charge to all those clients who use our conveyancing services:
1.- Advising our Clients on the best options available for their mortgages, along with the legal and tax implications.
2.- Apply for a FREE estimation of the property, with this value we could know the amount of money that we can borrow.
3.- Opening of a bank account in Spain, to organise the direct debit for the mortgage.
4.- Consider the different options for the mortgages:
- Mortgages up to 5 years Interest only
- Mortgages up to 95-100 % on the purchase price
- Mixed mortgages: 30% interest only ( this percentage has to be paid
end of the mortgage in full) + 70 % interest and capital
5.- Preparing all necessary documentation required for the mortgage at the Notary.
6.- Accompanying our Clients to the Notary and facilitate with the translation.
7.- Advise our Clients on Taxes and arrange for the payment of these on their behalf.
8.- The mortgage conditions will be subject to product criteria.
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